First Access Advantage

*Offer available on select to be built homes in Indiana if the purchase agreement is fully executed on or before 12/30/25. Sample APR is based on interest rate and terms available as of 10/31/2025 and are subject to change without notice. Buyer is subject to qualifications for specific loan terms, credit, and underwriting requirements. Not an offer to enter into an interest rate agreement. Other restrictions may apply. Contact your local lender for more information. Advertised rates and APR effective as of 10/31/25 and are subject to change. Above scenario assumes a first lien position, 680 FICO score, 120 day rate lock on a primary residence and are subject to change without notice. Subject to underwriting guidelines and applicant’s credit profile. Not all applicants will be approved. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Contact Guaranteed Rate for more information and up to date rates Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. Financing incentives are available only on select Providence Homes and are subject to change at any time. Rates, terms, and availability are based on buyer qualification and loan program guidelines. Please see your Providence Homes sales professional for details. Purchaser is free to use any lender he or she prefers; however, the promotional rate is only available with a mortgage loan obtained through the designated Providence Homes lender partner: Guaranteed Rate – Dave Polarek Group (Northwest Indiana communities) for this offer. Purchaser is not required to use the designated lender partner for final mortgage loan commitment. Purchaser is encouraged to compare loan programs, services, and rates to determine the best overall financing option. Providence Homes does not have an ownership interest in or an affiliation with the designated lender partner and does not receive any consideration from the lender partner in connection with this program. Providence Homes reserves the right to change or withdraw any offer at any time. For built-to-order homes, a minimum options spend (above the base price and site premium) applies to be eligible for this promo. (see sales agent for details) Providence Homes is an Equal Opportunity Builder.