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Build & Save Advantage

Build & Save Advantage

Build Your Dream Home - We'll Buy Down Your Rate & Lock It In!

Building your dream home should feel exciting, not stressful. With Providence Homes’ Build & Save Advantage, you can design your new construction home in Northwest Indiana and lock in a lower rate while it’s being built.

Here’s how it works: Providence Homes will pay 4 points to buy down your mortgage rate and provide up to $2,500 toward rate lock protection. That means you can start your build today knowing your monthly payment will be lower when your home is finished — and you’ll be protected from rate increases along the way.

Whether you’re looking to build in Crown Point, Winfield, Portage, Lowell, or Merrillville, this exclusive promotion gives you the peace of mind and flexibility you deserve. Browse our build-to-suit communities in Northwest Indiana today and let’s get started on your new home!

Lock My Rate

Communities

Starting at $358,995

Deer Creek Estates Portage, IN 46368

  • 2,005-2,940SQ FT
  • School District
    Portage Township School Corporation
Starting at $411,995

Falling Waters Crown Point, IN 46307

  • 2,270-2,940SQ FT
  • School District
    Boone Grove School District
Starting at $352,995

Grand Ridge Signature Crown Point, IN 46307

  • 2,005-2,940SQ FT
  • School District
    Crown Point Community School Corporation
Grand Ridge Sterling: Low-Maintenance Ranch Living with Customizable Options in Winfield
Financing Incentives Available
Grand Ridge Sterling: Low-Maintenance Ranch Living with Customizable Options in Winfield
Starting at $337,995

Grand Ridge Sterling Crown Point, IN 46307

  • 1,580-1,992SQ FT
  • School District
    Crown Point Community School Corporation
Providence at Summer Tree: Great Location, Nature's Beauty, Unmatched Appeal
Financing Incentives Available
Providence at Summer Tree: Great Location, Nature's Beauty, Unmatched Appeal
Starting at $377,995

Providence at Summer Tree Crown Point, IN 46307

  • 2,005-2,940SQ FT
  • School District
    Crown Point Community School Corporation
Starting at $235,995

Savannah Cove Merrillville, IN 46410

  • 1,220-1,616SQ FT
  • School District
    Merrillville Community School Corporation
Are You Ready to Get Started?
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*Offer available on select to be built homes in Indiana if the purchase agreement is fully executed on or before 9/15/25. Sample APR is based on interest rate and terms available as of 8/14/2025 and are subject to change without notice. Buyer is subject to qualifications for specific loan terms, credit, and underwriting requirements. Not an offer to enter into an interest rate agreement. Other restrictions may apply. Contact your local lender for more information. Advertised rates and APR effective as of 8/14/2025 and are subject to change. Above scenario assumes a first lien position, 680 FICO score, 120 day rate lock on a primary residence and are subject to change without notice. Subject to underwriting guidelines and applicant’s credit profile. Not all applicants will be approved. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Contact Guaranteed Rate for more information and up to date rates Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. Financing incentives are available only on select Providence Homes and are subject to change at any time. Rates, terms, and availability are based on buyer qualification and loan program guidelines. Please see your Providence Homes sales professional for details. Purchaser is free to use any lender he or she prefers; however, the promotional rate is only available with a mortgage loan obtained through the designated Providence Homes lender partner: Guaranteed Rate – Dave Polarek Group (Northwest Indiana communities) for this offer. Purchaser is not required to use the designated lender partner for final mortgage loan commitment. Purchaser is encouraged to compare loan programs, services, and rates to determine the best overall financing option. Providence Homes does not have an ownership interest in or an affiliation with the designated lender partner and does not receive any consideration from the lender partner in connection with this program. Providence Homes reserves the right to change or withdraw any offer at any time. For built-to-order homes, a minimum options spend (above the base price and site premium) applies to be eligible for this promo. (see sales agent for details) Providence Homes is an Equal Opportunity Builder.