100% Financing Available
USDA Financing in Lowell, IN
Building your dream home should feel exciting—not overwhelming. At Providence Homes, we make new construction even more attainable with 100% financing available in our newest community, Stone Mill in Lowell.
For a limited time, Providence Homes will buy down the current 30-year fixed interest rate by 3 points and offer a 9-month rate lock when you build in Stone Mill. This allows you to move forward with confidence, knowing your interest rate is protected while your home is being built.
With this program, new construction home loan rates may be as low as 5.43%*, giving qualified buyers the opportunity to secure an affordable monthly payment while designing a brand-new single family home or townhome from the ground up!
Communities
Stone Mill Townhomes - Your Homeownership Opportunity Awaits in Lowell, Indiana
Special Offers
Stone Mill Townhomes - Your Homeownership Opportunity Awaits in Lowell, Indiana
Starting at $256,995
Quick View 
Stone Mill Townhomes Lowell, IN 46356
- 1,596-1,616SQ FT
- School DistrictTri-Creek School Corporation
Stone Mill Signature: Build Your Way—New Homes with Personal Choices in Lowell, Indiana
Special Offers
Stone Mill Signature: Build Your Way—New Homes with Personal Choices in Lowell, Indiana
Starting at $335,995
Quick View
Stone Mill Signature Lowell, IN 46356
- 1,525-2,940SQ FT
- School DistrictTri-Creek School Corporation
*Minimum options spend applies for full incentive, see sales agent for details. *Loan assumption purchase price of $450.000, *Interest rate calculated with USDA 30 year fixed rate with 680 credit, 100% LTV, 270 day rate lock, Interest rates subject to chance without notice. Offers subject to applicants credit approval. * USDA loan is for family members of 1-4 with maximum household income of $119,350. Actual rate, APR, payment, and loan terms may vary based on credit profile, loan program, property type, and other factors. Not all buyers will qualify. Purchaser is free to use any lender; however, promotional financing is available only when financing through Guaranteed Rate – Dave Polarek Group. Providence Homes is not affiliated with the lender and does not receive compensation for financing services. Offers may not be combined with other promotions. Offer subject to change or withdrawal at any time. Providence Homes is an Equal Opportunity Builder. Income/Asset Limits apply. USDA APR after buydown 5.792% as of 7/15/2026.. Equal Housing Lender.