Contact Us
219-865-7665

Now Offering Virtual Appointments

100% Financing Available

100% Financing Available

USDA Financing in Lowell, IN

Building your dream home should feel exciting—not overwhelming. At Providence Homes, we make new construction even more attainable with 100% financing available in our newest community, Stone Mill in Lowell.

For a limited time, Providence Homes will buy down the current 30-year fixed interest rate by 3 points and offer a 9-month rate lock when you build in Stone Mill. This allows you to move forward with confidence, knowing your interest rate is protected while your home is being built.

With this program, new construction home loan rates may be as low as 5.125%*, giving qualified buyers the opportunity to secure an affordable monthly payment while designing a brand-new home from the ground up.

Stone Mill offers both Signature Homes and Townhomes, combining thoughtful design, modern finishes, and the peace of mind that comes with building new. If you’ve been waiting for the right time to build, this is your moment.

Let’s get started on your new home in Stone Mill today.

*Loan assumptions, eligibility requirements, and lender terms apply.  Rates, APR, and program availability are subject to change without notice. Mimimum options spend required - see sales agent for details.

Contact Now!

Communities

Stone Mill Townhomes - Your Homeownership Opportunity Awaits in Lowell, Indiana
Special Offers
Stone Mill Townhomes - Your Homeownership Opportunity Awaits in Lowell, Indiana
Starting at $256,995

Stone Mill Townhomes Lowell, IN 46356

  • 1,596-1,616SQ FT
  • School District
    Tri-Creek School Corporation
Stone Mill Signature: Build Your Way—New Homes with Personal Choices in Lowell, Indiana
Special Offers
Stone Mill Signature: Build Your Way—New Homes with Personal Choices in Lowell, Indiana
Starting at $335,995

Stone Mill Signature Lowell, IN 46356

  • 1,525-2,940SQ FT
  • School District
    Tri-Creek School Corporation

Homes

Under Construction – New Townhome in Lowell, IN
Under Construction
Special Offers
$290,995
  • 2Beds
  • 1 Baths
  • 1,616SQ FT
  • 2Garages
To Be Built: Stylish Townhome Living at Stone Mill – Where Modern Comfort Meets Small-Town Charm
Under Construction
Special Offers
$286,835
  • 2Beds
  • 2 .5Baths
  • 1,760SQ FT
  • 2Garages
New Home, End Unit Exterior
New Construction - Three Bedroom End Unit Townhome in Lowell, Indiana
Under Construction
Special Offers
$301,475
  • 3Beds
  • 2 .5Baths
  • 1,616SQ FT
  • 2Garages
The Lancaster – A Spacious Two-Story Home in Lowell, IN
Under Construction
Special Offers
$396,410
  • 4Beds
  • 2 .5Baths
  • 2,175SQ FT
  • 2Garages
New Construction 4 bedroom Home in Lowell, IN!
Under Construction
Special Offers
$449,865
  • 4Beds
  • 2 .5Baths
  • 2,340SQ FT
  • 2Garages
Are You Ready to Get Started?
Our Team Has Your Answers
*Minimum options spend applies for full incentive, see sales agent for details. *Loan assumption purchase price of $450.000, *Interest rate calculated with USDA 30 year fixed rate with 680 credit, 100% LTV, 270 day rate lock, Interest rates subject to chance without notice. Offers subject to applicants credit approval. * USDA loan is for family members of 1-4 with maximum household income of $119,350. Buyers must use Builder’s Preferred Lender for Promotion. Rate may vary for applicants. Income/Asset Limits apply. USDA APR after buydown 5.487% as of 1/15/2026. Promotion can be cancelled at anytime. Equal Housing Lender.